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Financial Disparities between Immigrants and U.S.-born

One Percent for America's second national survey reveals a need for accessible financial products that level the playing field.
Asian family standing together, mom, dad, and three kids

U.S.-born citizens and immigrants share many of the same financial goals and needs, including retirement and home ownership. However, immigrants may not achieve these goals due to limited use of financial products and credit.

Some of our findings:

●    38% of immigrants reported saving money monthly vs. 24% of U.S.-born citizens 
●    14% of immigrants reported their debt increases every month vs. 24% of U.S.-born citizens 
●    20% of immigrants surveyed reported needing but not currently having health insurance 
●    40% of immigrants surveyed reported needing but not currently having a 401k plan 
●    25% of immigrants surveyed reported needing but not currently having a home loan 

One Percent for America is a nonprofit helping the 9 million eligible immigrants in the U.S. become citizens.

 

Citizenship Status Creates Major Hurdle For Immigrants Achieving Financial Goals
Immigrants and U.S.-born citizens share 6 of 7 top financial goals, but key services like health insurance, education loans, 401k plans, and auto loans remain difficult to access for non-citizens.


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