Partner with One Percent for America

Together we can reduce financial barriers to citizenship.

One Percent for America (OPA) is an independent, nonpartisan 501(c)(3) nonprofit dedicated to reducing the financial barriers to U.S. citizenship. Our 1% interest loan helps eligible permanent residents afford the high fees required for naturalization—opening doors to economic mobility, stability, and long-term opportunity.

The Challenge
Citizenship is out of reach for millions.

Citizenship fees can cost up to $1,400 per person, paid upfront.
9 million immigrants are eligible for citizenship.
Many rely on high-interest credit cards or predatory loans, forcing them to delay or abandon their goal of becoming American citizens.

Our Solution
1% Interest Loans for Citizenship Application Fees

Affordable, Straight Forward Citizenship Loans

Once approved, borrowers submit the loaned funds together with their citizenship application. They pay back the loan over 12 months at just 1% interest. All OPA borrowers have access to free tools that help build strong credit, economic stability, and long-term financial health.

A Sustainable, Pay-it-Forward Model

A simple but powerful approach, every repaid loan is redeployed to help the next aspiring American take their final step toward citizenship. Each borrower “pays it forward,” contributing to a growing cycle of opportunity, national pride, and prosperity.

Want to learn more?

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Who We Partner With

Partnering with One Percent for America (OPA) is simple, collaborative, and designed to meet our shared goals of reducing financial barriers to U.S. citizenship. We work with:

Non-profit & Community Organizations: Organizations directly supporting immigrants and connecting eligible residents with trusted resources.
Employer & Industry Leaders: Organizations looking to offer meaningful benefits to eligible immigrant employees and strengthen their workforce.
Financial & Philanthropic Organizations: Partners interested in expanding access to citizenship and creating sustainable pathways to economic opportunity.

Citizenship-as-a-Benefit

Turn citizenship into a meaningful employee benefit.

For employers with eligible immigrant employees, Citizenship-as-a-Benefit provides a practical way to help workers pursue U.S. citizenship without having to pay the full application fee upfront.

Through OPA, employees can access a citizenship loan while employers can offer the benefit without taking on the administration of a loan program. OPA manages implementation, employee communications, applications, and reporting.

A benefit for your workforce

Attract & Retain Talent
Offer a meaningful benefit that reflects the needs of today’s workforce.
Strengthen Workforce Stability
Help employees overcome a financial barrier to pursuing citizenship and support long-term stability.
Easy to Implement
OPA manages program setup, employee communications, applications, and reporting, so employers don't need in-house immigration or lending expertise.

Citizenship-as-a-Benefit Flyer

Together, We Can

Expand Access by using trusted networks to reach eligible residents who might not otherwise learn about OPA’s resources.
Advance Opportunity by combining our citizenship loans and financial tools with your services, such as legal assistance, English classes, or workforce training, to support long-term success.
Scale Impact by growing our loan program sustainably and efficiently, helping more people complete the naturalization process every year.