Citizenship for All
financial barriers to citizenship and lighting pathways to a more
prosperous future for all.
One Percent for America (OPA) is a nonprofit organization that reduces financial barriers to U.S. citizenship for immigrants while advancing prosperity for all of us. OPA’s innovative model provides 1% interest loans to cover citizenship application fees.
Since launching in 2022, OPA has helped thousands of immigrants afford their citizenship application fees, creating a ripple effect of opportunity that benefits individuals, families, and communities.
What makes our approach unique? Every borrower becomes part of a growing community that pays it forward. Once a loan is repaid, those funds are reinvested into new loans, creating a cycle where each borrower helps the next.
OPA is proud to be affiliated with BlueHub Capital. For 40 years, BlueHub’s innovative community development programs have created healthier, more resilient neighborhoods where more people have access to housing, healthcare, and education. OPA has been able to draw on BlueHub’s administrative infrastructure and executive leadership to support its operations and startup since its inception.
What We Do
One Percent for America (OPA) envisions a future where every immigrant achieves their American dream. By championing access to citizenship, OPA unlocks opportunities and supports economic growth, fostering stronger communities and building a more prosperous future for all of us.
OPA 1% Interest Loan
One Percent for America's 1% interest loan offers immigrants an accessible financial solution to pay for U.S. citizenship application fees when applying by mail. Our 100% online application and loan approval process accelerates the timeline to submit applications, eases the financial burden, and provides an opportunity to build credit. Unlike other lending institutions, at OPA, borrowers become part of a community-driven organization that reinvests repayments to support more immigrants on their path to citizenship.
Lending is currently paused, and new applications will be accepted by the end of 2025.
Supporting Future Americans
OPA invites you to join us in reducing barriers to citizenship by making a donation. Your contribution does more than help one person—it becomes part of a powerful pay-it-forward model. As borrowers repay their citizenship loans, your contribution is reinvested to support future applicants, creating a lasting impact for generations to come.
Forging a Brighter Future through Partnership
Collaboration is the foundation of our work. OPA is actively seeking partnerships with immigrant-serving nonprofits, workforce development programs, and mission-aligned businesses. By working together, we can connect more aspiring citizens with access to our affordable 1% loan—and help build stronger, more prosperous communities.