Citizenship for All
One Percent for America (OPA) is a national nonprofit that reduces financial barriers to U.S. citizenship for immigrants—while advancing prosperity for all. Through our innovative pay-it-forward model, we offer 1% interest loans to cover citizenship application fees.
Since launching in 2022, OPA has helped thousands of immigrants afford their citizenship application fees, creating a ripple effect of opportunity that strengthens individuals, families, and entire communities.
What makes our approach unique? Every borrower joins a growing community of support. As loans are repaid, those funds are reinvested into new ones—creating a cycle where each borrower helps the next on their path to citizenship.
OPA is proud to be affiliated with BlueHub Capital. For 40 years, BlueHub’s innovative community development programs have created healthier, more resilient neighborhoods where more people have access to housing, healthcare, and education. OPA has been able to draw on BlueHub’s administrative infrastructure and executive leadership to support its operations and startup since its inception, allowing us to focus on empowering immigrants and expanding access to citizenship.
What We Do
One Percent for America (OPA) envisions a future where every immigrant achieves their American dream. By championing access to citizenship, OPA unlocks opportunities and supports economic growth, fostering stronger communities and building a more prosperous future for all of us.
OPA 1% Interest Loan
OPA’s 1% interest loan offers immigrants a trusted, affordable way to pay for U.S. citizenship application fees. Our online application process helps accelerate submission timelines, ease financial stress, and build credit. Unlike traditional lenders, OPA reinvests repaid loans to support future borrowers—creating a community-driven cycle of support.
Learn More about OPA’s 1% Interest Loan
Supporting Future Americans
Join us in reducing barriers to citizenship by making a donation. Your gift does more than help one person—it fuels a powerful pay-it-forward model. As borrowers repay their loans, your contribution is reinvested to support future applicants, creating lasting impact for generations.
Forging a Brighter Future through Partnership
Collaboration is at the heart of our mission. OPA partners with immigrant-serving nonprofits, workforce development programs, and mission-aligned businesses to expand access to citizenship. Together, we can connect more aspiring Americans with affordable financial tools and build stronger, more inclusive communities.