Borrow Toward Your Future
Apply for a 1% loan to cover your USCIS application fees today
At One Percent for America (OPA), our mission is to finance pathways to US citizenship through straightforward 1% interest loans. We’re committed to this work not just because we believe it’s better for our country, but because over two centuries of the American immigrant story — including your own hard work and determination — have proven it is.
Who is eligible?
OPA provides 1% loans to cover the USCIS fees for qualified noncitizen residents with the following statuses and needs:
- Lawful Permanent Residents (LPRs)/Green Card Holders seeking to apply for US citizenship
- DACA (Dreamers) first time applicants and those seeking renewal
- Temporary Protected Status (TPS) first time applicants and those seeking renewal
* California residents are currently not eligible for a One Percent for America loan. Please check back as this will change soon.
What are the benefits?
Our low-interest loans come with:
- No credit requirements
- No late or hidden fees
- Flexible repayment schedule
- Dedicated community support
Loans can be used for the following applications
How does it work?
OPA makes it easy to apply online and upon approval will issue you a check for your loan funds made payable to the US Department of Homeland Security on your behalf.
- Two business days after you are approved, a check in the amount of your loan will be mailed to the address you listed on your application.
- This check can only be used for your USCIS application fees.
- You will then mail this check along with your completed USCIS forms to the USCIS.
- OPA offers two options for repayment - pay as you go or monthly payments.
- Your loan must be repaid within one year.
Information you will need
Please have the following available when you begin the application:
- Mobile phone number
- Bank account number
- Bank routing number
- Social Security# or ITIN#
- The exact total of your application fees
Apply in just 4 steps
- Verify email
- Complete profile
- Complete loan application
- Submit application