Borrow Toward Your Future

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Apply for a 1% loan to cover your USCIS application fees today

At One Percent for America (OPA), our mission is to finance pathways to US citizenship through straightforward 1% interest loans. We’re committed to this work not just because we believe it’s better for our country, but because over two centuries of the American immigrant story — including your own hard work and determination — have proven it is. 

Who is eligible?

OPA provides 1% loans to cover the USCIS fees for qualified noncitizen residents with the following statuses and needs:

  • Lawful Permanent Residents (LPRs)/Green Card Holders seeking to apply for US citizenship
  • DACA (Dreamers) first time applicants and those seeking renewal 
  • Temporary Protected Status (TPS) first time applicants and those seeking renewal 

* California residents are currently not eligible for a One Percent for America loan. Please check back as this will change soon.

What are the benefits?

Our low-interest loans come with:

  • No credit requirements
  • No late or hidden fees
  • Flexible repayment schedule
  • Dedicated community support

Loans can be used for the following applications

$725 – 1,170
$135 – 930
Temporary Protected Status (TPS)
$135 – 930

How does it work?

OPA makes it easy to apply online and upon approval will issue you a check for your loan funds made payable to the US Department of Homeland Security on your behalf.

  • Two business days after you are approved, a check in the amount of your loan will be mailed to the address you listed on your application.
  • This check can only be used for your USCIS application fees.
  • You will then mail this check along with your completed USCIS forms to the USCIS.
  • OPA offers two options for repayment - pay as you go or monthly payments.
  • Your loan must be repaid within one year.

Information you will need 

Please have the following available when you begin the application:

  • Email
  • Mobile phone number
  • Bank account number
  • Bank routing number
  • Social Security# or ITIN#
  • The exact total of your application fees